Financial Services

Consumer Finance

We lend mostly to civil servants and employees of government linked companies. For those who are interested to obtain this type of services, we provide finance up to RM 150,000.

BENEFITS

  • No guarantor required
  • No down payment on the first three months of installment
  • Rebate on early settlement
  • Overlap loan accepted
  • Instant approval with only one meeting
  • Loan based on Tawarruq
  • 24-hour worldwide coverage insurance

ELIGIBILITY

  • Federal and state Government Civil Servants, Statutory Bodies, Polis DiRaja Malaysia and also Companies related to Government.
  • Age 19 to 58 years old, must be confirmed and has been in service for more than 3 months/temporary contract more than 2 years.
  • Salary deduction (inclusive of this finance) must not exceed 60% of your total incomes.
  • Minimum finance amount from RM1,000 to a maximum of RM150,000.
  • Blacklisted also eligible to apply (if qualified).

DOCUMENTS NEEDED

  • 3 copies of Identification Card and must be certified by Head of Department.
  • 3 copies Birth Certificate/Letter to Confirm date of birth or identification card and must be
    certified by Head of Department (PDRM only).
  • 1 original copy of latest Salary Slip and 2 photo copies must be certified by Head of department.
  • 1 copy of Alwadiah, Ambank Bhd or whichever Bank Saving accounts book (Only front page is needed with the account number and name of account holder).

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