We lend mostly to civil servants and employees of government linked companies. For those who are interested to obtain this type of services, we provide finance up to RM 150,000.

BENEFITS

• No guarantor required
• No down payment on the first three months of installment
• Rebate on early settlement
• Overlap loan accepted
• Instant approval with only one meeting
• Loan based on Tawarruq
• 24-hour worldwide coverage insurance

ELIGIBILITY

• Federal and state Government Civil Servants, Statutory Bodies, Polis DiRaja Malaysia and also Companies related to Government.
• Age 19 to 58 years old, must be confirmed and has been in service for more than 3 months/temporary contract more than 2 years.
• Salary deduction (inclusive of this finance) must not exceed 60% of your total incomes.
• Minimum finance amount from RM1,000 to a maximum of RM150,000.
• Blacklisted also eligible to apply (if qualified).

DOCUMENTS NEEDED

• 3 copies of Identification Card and must be certified by Head of Department.
• 3 copies Birth Certificate/Letter to Confirm date of birth or identification card and must be
  certified by Head of Department (PDRM only).
• 1 original copy of latest Salary Slip and 2 photo copies must be certified by Head of department.
• 1 copy of Alwadiah, Ambank Bhd or whichever Bank Saving accounts book (Only front page is needed with the account number and name of account holder).